Our Software

Collection System

Lincoln Data’s Contract Collection System is a Windows software package designed for commercial banks, title companies, escrow companies and private lenders who service seller-financed mortgages, trust deeds, real estate contracts and other installment notes.  This system is installed nationwide and offers accounting efficiency to firms servicing a few hundred (to many thousand) collection accounts.


The Windows Contract Collection System “WCCS” is available in single and multi-user systems. WCCS operates on Windows 7 and newer versions including Windows 10.  Pricing for the Contract Collection System includes internet/telephone software training and three months of software support.  Ongoing support is available for an additional cost.  Software training and support are provided by an “accounting oriented” customer service staff.  Most support calls are taken real-time.
Some features are offered as options.  This allows our customers to select the most cost effective system for their needs, and not be paying for software or support they would not use.  For example, a bank WCCS customer might want the ACH Interface, but not require the Bank Reconciliation feature as they issue few checks.  A private lender servicing their own notes may need no optional features.  A larger company will benefit from the Internet Inquiry Interface, whereas a small company with local clients may not.  A title or escrow company servicing a large portfolio of loans would likely require all the optional features.

Comprehensive Reports

  • Trial Balance
  • Investor Reports
  • Year-End Statements
  • IRS 1098 and 1099 Forms
  • IRS Electronic Filing
  • Tickler Memo Reports

Inquiry Of

  • Account Status and Balances
  • Account History Ledger
  • Payment Disbursement Ledger
  • Contract Tickler Memos
  • Payoff Quotations
  • Amortization Schedules

Payment Processing

  • Daily or Monthly Interest
  • Tax and Insurance Reserves
  • Late Charges
  • Payment Coupons
  • Buyer/Seller Payment Notifications
  • Delinquent Payment Notices

Data Import/Export

  • ACH Debits (payments)
  • ACH Credits (disbursements)
  • Email Receipts
  • Annual Statement Printing
  • Internet Inquiry
  • Cleared/Issued Checks

These choices allow you to select the most cost-effective software for your organization’s needs.  By providing these as options, you are not paying extra for software features or support you wouldn’t use.

Bank Reconciliation System

The Bank Reconciliation System is for firms that issue many checks and will reduce time required for balancing bank accounts. It interfaces with the WCCS database to automatically transfer checks issued by the system into a separate check reconciliation file for the trust account. “Point and click” and “range” clearing features allow fast and efficient check reconciliation.

Email Receipts

The email service provides buyer/seller statements by email and greatly reduces postage, forms and labor costs.

ACH Interface

The ACH Interface allows funds to be transferred electronically. Use of ACH eliminates mailing checks to a seller or their bank and also allows payments to be made electronically. Using ACH electronic funds transfer reduces postage and paper costs and improves posting efficiency.

www Branch Internet Inquiry

The Internet Inquiry Interface and host service provides "inquiry only" access to WCCS data linked to your website. It allows password-protected inquiry and printing for your sellers and buyers who want (7 day – 24 hour) Internet access to their loans.

System Requirements

The Windows Contract Collection System is installed on Windows7 and newer versions including Windows10.  Terminal Services is also supported.  A laser printer is required.  Disk storage requirements vary by the number of years’ payment history kept online and the volume of imaged documents stored.

Types of Loans Serviced


Trust Deeds

Real Estate Contracts


Trust Deeds

Real Estate Contracts

Mobile Home Loans

Mobile Home Loans

Land Contracts

Rents and Leases

Land Contracts

Rents and Leases

Demo our Software For Free!

If you’re interested in finding out more about our Contract Collection System software, we’re more than happy to schedule a free, no-obligation demo with you. Give us a call or fill out our contact form today and we’ll set up an appointment that is convenient for you!

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